Well, in the grand tradition of Elric's bad luck, now my van has bitten the big one. The whole engine basically self-destructed, never mind the fact that I had it thoroughly checked out just 4 months ago and have always taken great care of it. The repairs would cost more than I have left to pay on it. And yeah, I'm still making payments, which I must continue to do for the next year even though the vehicle in question is nothing more than a giant paperweight. And I live far from public transport. Luckily my mother's vehicle is still ok, and now we both invested in a U.S. Fidelis plan to protect the engine in case it needs work. I don't have the money to even get a shitty beater right now.
Oh, yeah, and it happened on my birthday. Thanks, world, you shouldn't have...